4 difficult after 50 financial decisions
Money
Patricia Sarmiento

4 Difficult After-50 Financial Decisions Made Easy

By Patricia Sarmiento− In many ways your golden years really are golden. As you make the most of retirement, you have more time to spend with friends and family, doing hobbies you love, traveling, and trying new things. What you don’t hear much about are the downsides of post-50 living,

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What is a Reverse Mortgage?
Money
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What is a Reverse Mortgage

By Alberta Lim – As a mature woman either anticipating retirement or already enjoying it, financial independence has never been more important. You have worked hard your entire life in in different aspects; perhaps establishing a successful career, raising happy children, taking care of aging parents, nurturing a loving marriage,

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Medicare Fraud
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Stop Medicare Fraud

The Senior Medicare Patrol (SMP) is a group of highly trained volunteers who teach others about health care and Medicare fraud. SMP volunteers show Medicare and Medicaid recipients how to protect against, detect, and report fraud. We believe that working with healthcare users to prevent fraud will: Protect our citizens’

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organizing your finances after your spouse dies
Money
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Organizing Your Finances After Your Spouse Has Died

Submitted by Kevin Hanna− Losing a spouse or partner is a stressful event. Yet, during this time, you must complete a variety of tasks and make important financial decisions. You may need to make final arrangements, notify various businesses and government agencies, settle your spouse’s estate, and provide for your

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Money
kathy brunner

The Real Reason You Hate Going to Work

By Kathy Brunner− No, it’s not because the pay is bad, or the work is hard, or your boss is a jerk or even that you dislike the people you have to work with. NO! That’s not the real reason you hate going to work. And it’s not because it takes

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Money
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Inheriting an IRA–What You Need to Know

Submitted by Kevin Hanna– The rules governing inherited IRAs can be complicated. Here are the major issues to consider. Transferring inherited IRA assets If you inherit a traditional or Roth IRA from someone who isn’t your spouse, your options are fairly limited. You can’t roll the proceeds over to your

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retirement - days of joy or woe
Money
Deborah McCarragher

Retirement – Days of Joy or Woe?

By Deborah McCarragher – The countdown has begun… “Only 183 more days to go!” my husband said to me the year he was retired from his long government career.  That was in the summer of 2008. He literally had an electronic “countdown gadget” on his desk and it drove everyone in

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10 top tax issues that matter in 2015
Money
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10 Top Tax Issues that Matter in 2015

By Kay Bell submitted by John Strassman – It’s never a good sign when the IRS commissioner is worried about an upcoming tax-filing season. True, recent years have started off with tax uncertainty, which has led to delayed return processing and slowed refunds. And the latest concern is about some expired tax

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Money
Monique Wells

Overcoming Consumerism at Christmastime

By Dr. Monique Y. Wells− Christmas displays in stores seem to go up earlier every year, urging shoppers to start their holiday spending. That, along with commercials on television, advertisements in magazines, and seasonal reviews of the latest gadgets, gives the impression that Christmas is all about the gifts. As

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a couple with young boy shopping
Money
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8 Smart Shopping Tips for Retirees

Submitted by John Strassman – A financially secure retirement involves more than building a substantial nest egg. To maximize each dollar, it also requires adapting long-time spending habits to a retiree’s new way of life. Adjusting to this new normal isn’t always easy, especially when a little retail therapy is

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young adults jumping together
Money
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Ways Parents Can Help Their Boomerang Kids

Submitted by John Strassman – It’s been called the new retirement wild card. But it’s not inflation, health-care costs, or taxes, though those things certainly matter. What is it that’s causing so much uncertainty? It’s boomerang kids, and the money their parents spend on them. The Trend According to the

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Money
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Using Technology to Grow Your Small Business

By Jeffrey Hernandez− As a small business owner, you tend to wear many hats, which can expend much of your energy and time. It can be difficult to grow your business, whether you work out of your home or have a small storefront or office. Whether you are selling goods

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4 Strategies for Boosting Your Social Security and Spousal Benefits

Submitted by John Strassman − Here are four strategies couples can use to help increase their combined Social Security income. These approaches were written into Social Security law to encourage retirees to delay taking benefits, reducing costs for the Social Security trust fund. To use them, you must both be at

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woman holding up an empty file extender for coupons or budgetting
Money
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Online Money Saving Ideas

By Jason Holmes – We all love a good deal and like saving money. But before you take advantage of those discounts it’s important to first ask yourself, do I really need the item that is discounted because the bottom line is if you’re spending beyond your means and have too much debt regardless of how much

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photo of woman and young man sitting with man with calculator and paper work
Money
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What Happens To My Possessions if I Die Without a Will?

By Michelle Oaks – Of all the big decisions to make in life, it can be quite distressing to realise that one of the concerns is what happens when you die. A lifetime’s worth of possessions, property and money remains behind to be shared amongst your loved ones and entrusted

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two women walking past retail shops
Money
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How to Shop Smart!

By Elia Barraud – Ladies, we all know how much we all love shopping, and if there was only a way to do JUST THAT for the rest of our lives, we’d probably go for it. Ok, well I am probably exaggerating here, but there’s just something about shopping that

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nurse with senior couple
Money
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Plan NOW, Save Money on Home Care Later

By Lesley Mills – The majority of people who seek in-home care for their loved ones need help within 24 hours. Usually, a fall, diagnosis of a chronic illness, or a sudden event such as a stroke prompts families to spring into action and find quality, qualified care for their

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Money
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