As a woman over the age of 50, you are probably concerned about how to properly prepare for your golden years. While you might have a 401K plan through your employer and have a reasonable idea of what your Social Security benefits might be, you are definitely smart to think
By Laura Ashbury− Parenting is the biggest undertaking you will ever embark upon. Being a parent involves shaping the mind of a developing person, teaching that young individual what is right and what is wrong. The world requires many skills, and which skills you teach your children will shape their
By Carol Trehearn− Redundancy is basically a type of dismissal from employment, and it occurs when employers have to reduce their staff, especially when they need to cut back on their costs and downsize. If you find yourself facing redundancy, you may be able to have access to a few
By Jeff Davidson – Think back to your high school and college history classes: can you recall a nation in the history of the earth that accumulated huge deficits over a prolonged period of time, lacked a concerted effort towards reducing these deficits, yet was able to sustain economic prosperity
Submitted by John Strassman− Retirement can and should be a stimulating time. It can be a time of reinvention and expansion. Some people switch to a part-time job or pursue self-employment for a few years before settling into a more traditional retirement. If making your finances more robust is one
By Eleanor Weston− From grocery shopping to clothes and electricals, the internet is increasingly hailed not only as the most convenient place to shop, but also as the go-to marketplace to find a good deal. As online commerce grows, the issue of cyber security becomes ever more important, and it
By Jennifer Livingston– For many people, the grocery bill is one of the largest expenses that they face every month. Over the long term, a high grocery bill can really eat into the amount of money that a person can save. There are many different ways in which a person
By Patricia Stallworth – Money often has a way of disappearing right before your eyes so if you want to know where it is going, follow it by keeping a money journal. I suggest that all of my clients do this at least once a year to see if their
A large part of successful retirement is learning the art of downsizing — in other words, getting more for less. Most retirees live on a fixed income that has to stretch. Finding ways to cut your expenses will allow you to use the money you do have more productively. Consider
We’ve all read the headline-grabbing stories of elderly drivers heading the wrong way up the motorway or holding up traffic with slow decision making. But these are isolated, high profile instances. When it comes to accidents, those over the age of 70 are actually among the safest drivers around. According
By James Burbank− For the purposes of this guide to equity as a way of compensating early employees, we will imagine a hypothetical case in which you have decided to finally quit your job and start a new company all on your own. For the purposes of this article, we
By Jeremy Cleland for Tech Connect− Most people get inspired to create a budget or financial plan for their future because they have a goal. That goal can be to get out of debt, stretch your monthly paycheck to make the bills, adjust to a lifestyle change, save for a
By Bev Bachel for Tech Connect− Karen Carlson, a dental assistant in Kansas City, shops not only for her family, but also for her dentist’s office, often buying everything from toothbrushes and dental floss to cleaning supplies. Regardless of who she’s doing the shopping for, she prides herself on spending
If you have debt hanging over your head — whether it is a mortgage, credit card payments or student loans — it can be beyond overwhelming. But with a new crop of apps and websites focused on helping you dig out of debt, the journey to becoming debt-free is now
By Wendy Lyn Phillips− Since many of you do look forward to this day year-round because of the great deals, you’re not alone. Last year, websites crashed, sales records were smashed and shoppers ravenously scooped up deals on tech, video games and clothing in what was in many countries the
By Jeremy Cleland for Tech Connect− Maria Carter-Giannini is a teacher and mother of two young girls who loves experimenting in the kitchen. But she doesn’t always have time to browse for ingredients at the grocery store. Using her smartphone to order groceries via the web has changed all that.
By Patrick Vernon – An investor that rests on their laurels is unlikely to succeed. The way to get the best return is to invest in a broad portfolio – and regularly review your success and investigate new opportunities. So, as we start to look ahead to 2016, what investments
The bank is most definitely not the only resource for accessing business loans. During the recent economic downturn, many banks stopped lending at all and this compelled businesses to look at alternatives for raising finance. These alternatives have flourished and are a viable option for many companies. Use your assets
By Patrick Vernon – It’s a very good idea for your teenager to learn some good money management habits as soon as possible. During the teen years money often starts to arrive in larger quantities as they start jobs and it’s a step up from when pocket money was their
By Stephanie Scheller– In early 2012 I attended two wealth-building/personal-growth seminars back to back in my hometown. While the information I learned at both seminars was great, I actually learned something more valuable when I realized that many of the attendees at the first seminar were also in attendance at
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