By Ryan Smith – Tens of thousands of people have this year been forced to rethink their retirements. Chancellor George Osborne’s ‘pension freedoms’ were announced in the 2014 Budget Speech, with the biggest change being the removal of restrictions on people’s defined contribution schemes. As the pension freedoms have been
In the United States, researchers estimated that about 44 million people (age 18 or older) were unpaid caregivers to an adult family member or friend (age 50 years or older). Seventy percent of these caregivers are women. Daughters and wives (or partners) are the most important helpers, although other family
Submitted by Kevin Hanna− Answer: Required minimum distributions are the amounts that you must withdraw each year from your traditional IRA, employer-sponsored retirement plan, or tax-sheltered annuity. You must begin to take the annual distributions by April 1 of the year following the year in which you reach age 70½.
By Rebecca D’Souza – Retirement is one of the biggest transitions you’ll go through in life and the key to ensuring you enjoy this new phase of your life is to share the experience with your loved ones. As parents enter into their golden years of retirement and kids grow
By M.E. Simpson – One of the challenges many of us face as we enter our fifties and sixties is caring for aging parents. Even without added complications such as dementia, Alzheimer’s or stroke, caring for an aging parent whose physical and cognitive faculties are declining –also wears on us
By Cindy Laverty – Caregiving creeps up on us when we least expect it. We women are busy living our lives; working in careers, caring for our children, our spouses, our partners and trying to find a few minutes each day to care for ourselves. Sadly, many women have forgotten
If you or your loved one is nearing retirement, what better way to celebrate than to take a cruise? The real benefit of taking a cruise after your retirement is that it can be as leisurely as you want it to be – you could even stretch to a round-the-world
By Katie Selph – We all look forward to retirement. No work and all play, right? Not necessarily. It’s important to be ready for retirement—not just ready to relax, but financially ready. Create a budget before you retire to ensure you can live comfortably on the money you have. To
By Keri Lunt Stevens – You’ve got time. You’ve got energy. Now you just need a money-making hobby to spend both on. As you enter the retirement world, it’s time to focus on what you’re passionate about. And not matter if it’s teaching or traveling, who says it can’t be
By Sharon V. King – Almost 30 years ago, I relocated to a new city and started looking for a job. I joined a great church and quickly made some sympathetic and supportive friends. They gladly took copies of my resumes and promised to share my information with their contacts.
By Luke Styles – The time has long gone when retirement meant a few years of relative good health before sickness and impaired mobility resulted in spells of time being hospitalized followed by a lengthy period spent in a retirement home somewhere out in the boonies Average life expectancy Today,
When you’re self-employed everything rests on you. And while it’s great being your own boss, you also have to be responsible for creating a retirement plan in addition to all of the other things you do – but one you don’t want to overlook! You may want to set up a
By Alice Burron – Retirement holds the promise to be a much earned time to enjoy life at a slower pace and renew your focus on activities you enjoy that you didn’t have time to do before. If you’re like many, it also holds a hope to get in better
The housing market has rebounded remarkably well over the past 16-plus months, and that includes homes on wheels. In the first eight months of 2013, RV shipments grew almost 12 percent over the same period in 2012, according to the Recreational Vehicle Industry Association. Overall, 2012’s sales were more than
By Art Koff – Many who are planning their retirement need someplace to start—a list to begin their thinking. The information in this article is just such a list and links to where relevant content to help in this planning are included. Check your projected income sources Social Security Pensions
By Christine Maddox – Sometimes it is crazy hard to come up with meals when you are not used to having big families. After a few years of coming up with meals that are great for two or even one it can be overwhelming to figure out what to make
By Rhonda Caudell − I have experienced many seasons and stages of life so far. Funny how as I entered each one, I began to ponder and conclude: “This will be some of the hardest years of my life, but also some of the most enjoyable as well.” Beginning with
By Sherri Snelling – One of the things I hate about New Year’s Resolutions is they seem to be about taking away something rather than giving yourself something. I suppose one could argue if you lose weight with more exercise and eating more nutritiously you are giving yourself a longer,
By Deb DeArmond – “Carry each other’s burdens, and in this way you will fulfill the law of Christ,” Galatians 6:2 (NIV) “I can take care of your mom,” he said. It took me by surprise—not because it was the first time Ron had offered his help, but because of
If you have jewelry that you no longer wear or perhaps has been handed down from your parents and you don’t plan to give it to your children, perhaps you should consider turning it into cash. Here are some of the ways others have turned jewelry into some extra money
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